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There is a legal requirement for certain types of insurance in France.  Vehicle owners must carry motor insurance (assurance automobile); Whether rented out or used solely by the owners, all properties must be insured under a home insurance policy (assurance habitation) for civil liability (assurance responsabilit√© civile or chef de famille), and all school-age children must also carry cover for liability insurance (assurance scolaire).

Small insurance imageWhether you rent or own a property, you must have your policy in force at the time of completion of the purchase, or before you move in. All home insurance policies in France are comprehensive and they will cover damage to your home and contents - events such as fire, water damage, theft and vandalism.In addition, any risk of damage that an accident at your home might cause to someone else's residence will be included since this is obligatory.

This will cover you if, for example, your apartment's bathtub leaks into the ceiling of the flat downstairs or if a tile falls off of your roof and imbeds itself into the head of an innocent bystander!

It is strongly advisable to make sure you understand the small print of every policy, especially regarding policy excesses that you will have to carry, and your obligations with regard to property ownership.

Talk to our insurance expert about how she can help!


From each page in this section you can contact the relevant consultant directly if you have a specific problem. Alternatively, you can contact our Practice Manager if you would like to ask a question or have a more general chat. 

With decades of experience between us we're here to help you identify your problem and prescribe the right cure.

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